Banks Housing Loan EMI's and Other Comparisons

No	Bank Name	Floating Interest rate	Per One Lac EMI	Processing Fee	Pre payment Charges	% Change in Last 6 mths
1	SBI licchakri.blogspot.com	10.10% (For Women), 10.15% (For Others)	Rs.972 (For Women), Rs.975 (For Others)	25-75 lacs : Rs.3,250/-	Nil	1.45%
2	ICICI licchakri.blogspot.com	10.10% (For Female), 10.15% (For Others)	Rs.972 (For Female), Rs.975 (For Others)	0.50% of loan amount upto 1 crore	N.A	1.44%
3	HDFC Ltd licchakri.blogspot.com	10.15%	Rs.975	0.5% or maximum 10,000+service tax (12.36%)	NIL	0.97%
4	HSBC licchakri.blogspot.com	10.15% - 10.35% (Salaried), 10.25% - 10.45% (Self Employed)	Rs.974 - Rs.988 (Salaried), Rs.981 - Rs.995 (Self Employed)	1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax.	Nil	N.A
5	LIC Housing	10.10% (Fixed for 2 yrs)	Rs.972 (Fixed for 2 yrs)	Up to 50 lacs : 10,000 + (Service tax) 50 lacs & above : 15,000 +(service tax)	Nil	No Change

BEST Fixed Deposit Rates

BEST Fixed Deposit Rates by each bank for the selected parameters.                                                       To view all rates. INVESTMENT Less than Rs. 1 cr                                                       And Indan Citizens Only Not or NRI and NRE
Sno	INSTITUTION	GROUP	INTEREST % p.a	PERIOD 1 Year to 3 years	TAX STATUS
1	Development Credit Bank	PS / NB	9.9	13 months	Interst Taxable
2	Lakshmi Vilas Bank	PS / NB	9.75	1 year	Interst Taxable
3	South Indian Bank	PS / NB	9.5	SIB 400 (400 days)	Interst Taxable
4	IDBI Bank	PS / NB	9.3	500 days	Interst Taxable
5	Dhanalakshmi Bank	IPS	9.25	375 days	Interst Taxable
6	State Bank of Patiala	PS / NB	9.25	1 year to 554 days	Interst Taxable
7	Central Bank of India	PS / NB	9.25	555 days	Interst Taxable

శ్రీ లలితాసహస్ర నామ  స్తోత్రం (తెలుగు భాష్యం ) - Sree Lalitha sahasranama Stotram (With Telugu Meaning)

  

                                

Roof Gardening or Roof Horticulture or Urban Horticulture or "Intipanta (ఇంటిపంట)F

Gardens of Eden: The heavenly horticulture blossoming on roofs.......

 

Who says your food should come only from rural areas ? 

 

The University of Agricultural Sciences, Bangalore (UAS-B), is organising a three-day Urban Krishi 

Mela to encourage people in cities to grow horticultural crops in their houses, using techniques such as rooftop gardening.

 Background of roof harvesting           

         In order to combat with the rising vegetable prices, Tamil Nadu Government has come up with an innovative plan. It has planned to distribute free “do-it-yourself” kits of roof garden to all residents so that they can pluck fresh vegetables from their own gardens. This plan is initially to be introduced in Chennai and Coimbatore cities.
         The horticulture department of Tamil Nadu will distribute the roof top garden kit that contains 20 UV sterilized polyethylene bags of 200 micron thickness, coir pith and manure for 15kg, seeds for vegetables and greens along with organic fertilizer, instruments, and a 20sqm polyethylene sheet

                                                                                

శ్రీ  కనకధార  స్తొత్రమ్ (తెలుగు భాష్యం ) - Kanakadhara stortam (With Telugu Meaning)

లక్ష్మీక్షీర సముద్ర రాజతనయాం శ్రీ రంగ ధామేశ్వరీం

దాసీభుత సమస్తదేవ వనితాం లోకైక దీపాంకురాం

శ్రీ మన్మంద కటాక్ష లబ్దవిభవద్బ్రహ్మేంద్ర గంగాధరాం

త్వాం త్రైలోక్య కుటుంబినీం సరసిజాం వందే ముకుంద ప్రియాం....

                            

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Andhra Pradesh and Telangana state government employee's Medical Reimbursement procedure [excluding aided staff]

If you want more details please visit Government website please click here http://dme.ap.nic.in/ma_menu.html

'Attention to all LIC Policy holders kindly read this circular'

 

Form 60

Form 60 declaration to be filed by a person who does not have either a permanent account number (PAN NO) or General Index Register Number (GIR) and who makes payment in cash in respect of transaction specified in clauses (a) to (h) of rule 114 B                

                                                                                                                                                                         

Form 61 declaration to be filed by a person who has agricultural income and is not in receipt of any other income chargeable to income-tax in respect of transactions specified in clauses (a) to (h) of rule 114 B

Form 61

                                                                                                                                                                         

Form 16

                                                                              

Form 16 is the Certificate under section 203 of the Income-tax Act, 1961 for Tax deducted at source on "Salary Only"

                                                                                                                                                                         

From 16A Certificate under section 203 of the Income-tax Act, 1961 for Tax deducted at source

Form 16A