Banks Housing Loan EMI's and Other Comparisons

No	Bank Name	Floating Interest rate	Per One Lac EMI	Processing Fee	Pre payment Charges	% Change in Last 6 mths
1	SBI licchakri.blogspot.com	10.10% (For Women), 10.15% (For Others)	Rs.972 (For Women), Rs.975 (For Others)	25-75 lacs : Rs.3,250/-	Nil	1.45%
2	ICICI licchakri.blogspot.com	10.10% (For Female), 10.15% (For Others)	Rs.972 (For Female), Rs.975 (For Others)	0.50% of loan amount upto 1 crore	N.A	1.44%
3	HDFC Ltd licchakri.blogspot.com	10.15%	Rs.975	0.5% or maximum 10,000+service tax (12.36%)	NIL	0.97%
4	HSBC licchakri.blogspot.com	10.15% - 10.35% (Salaried), 10.25% - 10.45% (Self Employed)	Rs.974 - Rs.988 (Salaried), Rs.981 - Rs.995 (Self Employed)	1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax.	Nil	N.A
5	LIC Housing	10.10% (Fixed for 2 yrs)	Rs.972 (Fixed for 2 yrs)	Up to 50 lacs : 10,000 + (Service tax) 50 lacs & above : 15,000 +(service tax)	Nil	No Change
6	AXIS Bank licchakri.blogspot.com	10.25%	Rs.982 licchakri.blogspot.com	Upto 1% of the loan amount Subject to minimum of Rs.10,000/-	Nil	2.38%
7	IDBI licchakri.blogspot.com	10.25%	Rs.982 licchakri.blogspot.com	0.50% of loan amount + applicable tax subject to maximum of Rs. 50,000/- + applicable tax	If Balance Transfer Then 2% Otherwise Nil licchakri	No Change
8	PNB Housing Finance	10.50% - 11.25%	Rs.998 - Rs.1049	0.5%	NIL	No Change
9	ING Vysya	10.75% - 11.25%	Rs.1015 -Rs.1049	0.5% of the loan amount	NIL	N.A
10	Standard Chartered	10.26%	Rs.982	Rs.5500/- + Service tax	NIL	No Change
11	Citibank licchakri.blogspot.com	Scheme I: 10.25%* (without Home Credit facility) Scheme II: 10.50%* (with Home Credit facility)	Scheme I: Rs.982 (without Home Credit facility) Scheme II: Rs.998 (with Home Credit facility)	0.25% (For Salaried) 0.5% (For Self Employed)	NIL	No Change
12	Deutsche Bank	10.50%	Rs.998	12000 + Service Tax	Nil	N.A
13	DHFL	10.50% (for salaried), 10.75% (For SEMP)	Rs.998 (For salaried), Rs.1015 (For SEMP)	1% for Salaried & 1.5% for SENP	NIL	No Change
14	India Bulls	10.15% (Upto 25Lacs), then 11%	Rs.975 (Upto 25Lacs), then Rs.1032 licchakri.blogspot.com	Rs.7500 + 12.36%(Upto 30Lacs) , else 0.5% of the loan amount	NIL	0.97% (Upto 25Lacs), the No change
15	Federal Bank	10.83%	Rs.1021 licchakri.blogspot.com	0.50% of the limit sanctioned with a minimum of 3,000+ST, maximum of 7,500+ST	N.A	2.65%
16	Bank of Maharastra	10.70% (Upto 25 lacs), then 10.90%	Rs.1012 (Upto 25 lacs), then Rs.1025 licchakri.blogspot.com	Up to 25 Lacs : NIL Above 25 Lacs : 0.25% of the Loan Amount: Subject to a Maxium Rs. 25,000/-	Nil	5.96%
17	Allahabad Bank	10.25%	Rs.982 licchakri.blogspot.com	upto 30 lacs: 0.60% of the loan amount subject to max. Rs.12000	NIL	N.A
18	Central Bank of India	10.25%	Rs.982	0.50% of the loan amount subject to maximum of Rs.20,000/-	Nil	2.38%
19	Corporation Bank	10.25%	Rs.982	0.50% of Loan amount (Max.Rs.50,000/-)	NIL	2.38%
20	Bank of India	10.20%	Rs.978 licchakri.blogspot.com	@0.25% of loan amount Min.Rs.1, 000 And Max. Rs.20,000/-	Nil	0.48%
21	Union Bank of India	10.25%	Rs.982	N.A	NIL	2.5%
22	United Bank of India	10.25%	Rs.981	0.50% of the loan amount	N.A
23	UCO Bank	10.20%	Rs.978 licchakri.blogspot.com	0.5% of the loan amount, Mini. Rs.1500/- & maxi. Rs. 15000/-	NIL	N.A
24	Bank of Baroda	10.25%	Rs.982 licchakri.blogspot.com	Loan upto Rs.30 Lacs - 0.50% (Minimum Rs.5,000/-)	N.A.	N.A
25	Canara Bank	10.20%	Rs.978			2.51%
26	Oriental Bank of Commerce	10.25%	Rs.982 licchakri.blogspot.com	0.25% of the loan amount, subject to Maximum of Rs. 20000/- + service tax	Nil	No Change
27	Kotak Bank	10.25%	Rs.982 licchakri.blogspot.com	0.25% - 0.5%	2% on Balance transfer else NIL	4.65%
28	Dena Bank	10.25%	Rs.982 licchakri.blogspot.com	0.50% of sanctioned limit	Nil	0.48%
29	Punjab National Bank	10.25%	Rs.982			N.A
31	Vijaya Bank	10.30%	Rs.985 licchakri.blogspot.com	0.25% of loan amount. Maximum Rs.10000. Exclusive of Service Tax	N.A	N.A
32	Syndicate Bank	10.25%	Rs.982	upto Rs.25 lacs - 0.25% (Min Rs 1000 - Max Rs 5000) 26 lacs to 75 lacs - 0.55% (Max.Rs.500/-) above Rs.75 lacs - 0.55% (Max Rs.10000/-)	N.A	2.38%
33	Indian Overseas Bank	10.25%	Rs.982 licchakri.blogspot.com	A flat rate of 0.58% of the loan amount- maximum of Rs. 10,190/- There is no hidden charge.	N.A	N.A
34	Development Credit Bank	11.50%	Rs.1066	1%	Nil	N.A
35	State Bank of Travancore	10.25%-10.50%	Rs.982 - Rs.998 licchakri.blogspot.com	Limit above Rs.2 lacs - 0.56% of The loan amount maximum Rs.10000/-	NIL	N.A
36	Tata capital Housing Finance ltd	10.25% - 10.90% (Salaried), 10.75% - 11.50% (SEP/SENP)	Rs.982 - Rs.1025 (Salaried), Rs.1015 – Rs.1066 (SEP/SENP)	0.5 to 1% off the loan amount.	N.A	N.A
37	Dhanalakshmi Bank	11.50% - 11.75%	Rs.1066 - Rs.1084	1% + service tax	N.A
38	Indian Bank	10.25%	Rs.982 licchakri.blogspot.com	0.25% of loan amount With a maximum of Rs.20,000	Nil	0.49%

Update upto 8th Aug 2014..