LIC'S JEEVAN SHAGUN T-826

   LIC'S JEEVAN SHAGUN T-826  

Close Ended Plan - Available for 90 Days only

 from 01- 09-2014 till 29-11-2014.   

Today LIC Jeevan Shagun is launched  for  58^th Year anniversary gift .  LIC Jeevan Shagun is available for Maximum Period of 90 Days. Lic jeevan shagun plan is a Single Premium Money Back Policy. LIC Jeevan Shagun Provides High Level of Death Cover like term insurance Policy 


Minimum Entry Age : 8 Years (Completed)
Maximum Entry Age : 45 Years
Premium Payment : One Time Payment ( Single Premium)
Minimum Maturity Sum Assured : Rs. 60,000 /-
Maximum Maturity Sum Assured : No Limit
Policy Term : 12 Years


Death Benefit :-

Death During the first 5 Years from the date of taking Policy :

Basic Sum Assured i.e. 10 times of the single Premium Payable
Death after 5 Years from the date of taking Policy :
Basic Sum Assured i.e. 10 times of the single Premium Along with Loyalty Addition if any.

Survival Benefits ( Money Back Shedules) And Maturity Benefits :-

If Policyholder Survives till the end of the specific Periods, Survival Benefits are Payables like below.
At the end of 10th Policy year : 15% of the Maturity Sum Assured.
At the end of 11th Policy year : 20% of the Maturity Sum Assured.

At end of the Policy Term 12 th Policy Year :65% of Maturity Sum Assured along with Loyalty Addition is payable.

Loan :-

Loan is available under this plan after completion of one policy Year. Loan is given based on Surrender value and Policy Year.

Income Tax Benefit :- U/s 80 C of Income tax benefit also available.

Documents Required:-

1.Proposal Form No 300 and 340.

2 1.Passport size Photograph (Proposer) * latest

3.Your ID Proof (Passport, Driving Licences, PAN, Voter ID)

4. Your Age Proof (Passport, School Certificate, Driving Licences, PAN, Voter ID)

5.Address Proof (Passport,Driving Licences, PAN, Voter ID Adhara Card) .

6. Medical Requirement If any,

Fun with GooGle

       

 

                                                             

 

10 Documents to secure before you die

10 Documents to secure before you die

10 Documents to secure before you die 

Keep these essential papers in place and inform at least one family member so that your heirs don't have to run from pillar to post to inherit what is rightfully theirs. 

10) Primary documents  These include your birth certificate, marriage certificate, PAN card, passport, election ID card and the Aadhaar card. Will be needed when transferring assets to your heirs. 

9) Insurance details  The purpose of life insurance will be defeated if your family is in the dark. Make a list of all the policies, mentioning the name of insurers, policy numbers, insured sums and the tenures. 

8) Pension documents  If you have an NPS account, mention the account number and nomination details. Give the pension account number with your employer. 

LIC's Jeevan Rakshak

LIC's Jeevan Rakshak T-827

Few details of LIC's Jeevan Rakshak new policy.

Minimum Policy value: Rs. 75,000/-

Maximum Policy value: Rs. 2,00,000/-

Minimum Age at entry:8 years  

Maximum age at entry:55 years

Death benefit :

                1.Basic policy value or

             2.10 times of annulized premium or

          3.105% of the all the premiums paid as on  date of death.

       which ever is higher of the above 3

Loan,Medical details,Nomination,Assignment and other details please send me a mail to licchakri@gmail.com

Varishtaa Pension Policy for Indian Senior Citizens

Varishtha Pension Bhima Yojana Policy( Immediate Pension Plan ,,VPBY )

        

Minimum Joining Age :  Above 60 years. 

      Interest Rates       : 9 % to 9.38%

Minimum Immediate Pension: 

        Rs. 500/- Per Month,          

             Rs.1500 /- Per Quarterly   

                   Rs 3,000/- Half Yearly                                    ........  ..........  Rs.6,000/- Yearly 

...
..
                        ..   Maximum Immediate Pension:
                                  Rs.5,000/- Per Month
                                       Rs.15,000/- Per Quarter
                                             Rs.30,000/- Half Yearly
                                                   Rs.60,000/- Yearly

                  Minimum Investment     :  Rs.66,665/

                         Maximum Investment   :  Rs. 6,66,665/-

Pension Rate not based on the Age it is based on Mode of Pension:

Yearly  Pension Rate of Interest : 9.38 %

               Half Yearly   Pension Rate of Interest : 9.17 %

                         Quarterly      Pension Rate of Interest :  9.06  %

                                  Monthly  Pension Rate of Interest : 9.00 %

Loan ,Return of Purchase Price ,Insurance Coverage and other details please ask through e-mail :- 

 licchakri@gmail.com 

Revival Your Lapsed Policy Immediately

Revival Of lapsed Policy From 16-08-2014  to 15-10-2014

•   Concession in late fee.
• Revival of lapsed policies for FUP more than 5 years without     referring to Dispute redressal committee..

Concession in late fee 

Banks Housing Loan EMI's and Other Comparisons

No	Bank Name	Floating Interest rate	Per One Lac EMI	Processing Fee	Pre payment Charges	% Change in Last 6 mths
1	SBI licchakri.blogspot.com	10.10% (For Women), 10.15% (For Others)	Rs.972 (For Women), Rs.975 (For Others)	25-75 lacs : Rs.3,250/-	Nil	1.45%
2	ICICI licchakri.blogspot.com	10.10% (For Female), 10.15% (For Others)	Rs.972 (For Female), Rs.975 (For Others)	0.50% of loan amount upto 1 crore	N.A	1.44%
3	HDFC Ltd licchakri.blogspot.com	10.15%	Rs.975	0.5% or maximum 10,000+service tax (12.36%)	NIL	0.97%
4	HSBC licchakri.blogspot.com	10.15% - 10.35% (Salaried), 10.25% - 10.45% (Self Employed)	Rs.974 - Rs.988 (Salaried), Rs.981 - Rs.995 (Self Employed)	1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax.	Nil	N.A
5	LIC Housing	10.10% (Fixed for 2 yrs)	Rs.972 (Fixed for 2 yrs)	Up to 50 lacs : 10,000 + (Service tax) 50 lacs & above : 15,000 +(service tax)	Nil	No Change

BEST Fixed Deposit Rates

BEST Fixed Deposit Rates by each bank for the selected parameters.                                                       To view all rates. INVESTMENT Less than Rs. 1 cr                                                       And Indan Citizens Only Not or NRI and NRE
Sno	INSTITUTION	GROUP	INTEREST % p.a	PERIOD 1 Year to 3 years	TAX STATUS
1	Development Credit Bank	PS / NB	9.9	13 months	Interst Taxable
2	Lakshmi Vilas Bank	PS / NB	9.75	1 year	Interst Taxable
3	South Indian Bank	PS / NB	9.5	SIB 400 (400 days)	Interst Taxable
4	IDBI Bank	PS / NB	9.3	500 days	Interst Taxable
5	Dhanalakshmi Bank	IPS	9.25	375 days	Interst Taxable
6	State Bank of Patiala	PS / NB	9.25	1 year to 554 days	Interst Taxable
7	Central Bank of India	PS / NB	9.25	555 days	Interst Taxable

శ్రీ లలితాసహస్ర నామ  స్తోత్రం (తెలుగు భాష్యం ) - Sree Lalitha sahasranama Stotram (With Telugu Meaning)

  

                                

Roof Gardening or Roof Horticulture or Urban Horticulture or "Intipanta (ఇంటిపంట)F

Gardens of Eden: The heavenly horticulture blossoming on roofs.......

 

Who says your food should come only from rural areas ? 

 

The University of Agricultural Sciences, Bangalore (UAS-B), is organising a three-day Urban Krishi 

Mela to encourage people in cities to grow horticultural crops in their houses, using techniques such as rooftop gardening.

 Background of roof harvesting           

         In order to combat with the rising vegetable prices, Tamil Nadu Government has come up with an innovative plan. It has planned to distribute free “do-it-yourself” kits of roof garden to all residents so that they can pluck fresh vegetables from their own gardens. This plan is initially to be introduced in Chennai and Coimbatore cities.
         The horticulture department of Tamil Nadu will distribute the roof top garden kit that contains 20 UV sterilized polyethylene bags of 200 micron thickness, coir pith and manure for 15kg, seeds for vegetables and greens along with organic fertilizer, instruments, and a 20sqm polyethylene sheet